Terms & Conditions

Welcome to **ABCD of Vyapaar (Smart Acumen Consulting)**! These Terms and Conditions ("Terms") govern your use of our website and the services provided by Smart Acumen Consulting (referred to as "we," "us," or "our"). By accessing or using our website and services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

1. Services Provided

Smart Acumen Consulting offers a range of business coaching and consulting services, including but not limited to, executive coaching, strategic planning workshops, team building programs, and personalized consultation. The specifics of each service, including scope, duration, and fees, will be outlined in a separate agreement or proposal.

2. User Obligations

By using our website and services, you agree to:

• Provide accurate, current, and complete information when requested.
• Use our services only for lawful purposes and in accordance with these Terms.
• Not engage in any activity that could harm, disable, overburden, or impair our website or services.
• Maintain the confidentiality of any login credentials provided to you.

3. Intellectual Property

All content on this website, including text, graphics, logos, images, software, and the compilation thereof, is the property of Smart Acumen Consulting or its content suppliers and protected by copyright and other intellectual property laws. Our coaching methodologies, materials, and proprietary information are also protected and provided for your personal or internal business use only, as per your service agreement. Unauthorized reproduction or distribution is prohibited.

4. Payments and Fees

Fees for our services are specified in individual proposals or service agreements. All payments are non-refundable, as outlined in our **No Refund Policy**. Payments must be made in accordance with the terms specified in your agreement. Failure to make timely payments may result in the suspension or termination of services.

5. Disclaimer of Warranties

Our services are provided "as is" and "as available," without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee specific outcomes or results from our coaching or consulting services, as success depends on various factors, including your commitment and market conditions.

6. Limitation of Liability

In no event shall Smart Acumen Consulting, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the service; (ii) any conduct or content of any third party on the service; (iii) any content obtained from the service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

7. Indemnification

You agree to defend, indemnify, and hold harmless Smart Acumen Consulting and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password; b) a breach of these Terms, or c) Content posted on the Service.

8. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of India, specifically the laws applicable in Kolkata, West Bengal, without regard to its conflict of law provisions. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Kolkata, West Bengal.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have any questions about these Terms, please contact us:

By email: contact@abcdofvyapaar.com

By phone: (+91) 91255 - 54994